Privacy Policy

Privacy Policy

Welcome to https://the-woodlands-tx-asset-based-lending.texasbizloans.com (the “Website”). We are committed to safeguarding your privacy and protecting your personal data. This Privacy Policy explains our practices regarding the collection, use, disclosure, and protection of information we collect through our Website, applications, services, and products.

1. Scope: This policy applies to all aspects of our Website, including interactions with authorized users, visits to linked websites, and communications from us (including newsletters, emails, calls, or texts/SMS). It does not extend to third-party platforms, applications, products, or services accessed through links on our Website, each governed by their own privacy policies.

2. Processing Activities: This policy covers the following interactions:

  • Using our applications and services as an authorized user
  • Visiting websites linked to this Privacy Policy
  • Receiving communications from us

3. Personal Data Collection: We collect various types of personal data, including:

  • Account Information: Your name, login credentials, and account number.
  • Payment Information: Credit card numbers, billing addresses, and payment history.
  • Financial Information: Income details, bank account information, and investment portfolios (if applicable).
  • Purchase Information: Products or services you’ve purchased from us, transaction history, and order details.
  • Mobile Device Identifiers: Unique device identifiers, mobile phone numbers, and IP addresses.
  • Location Data: Your geographic location data when using our location-based services.
  • Feedback: Comments, reviews, and responses to surveys we may collect from you.
  • Social Media Information: Information you choose to share with us through social media platforms (if applicable).
  • Product Information: Details about products or services you’re interested in or have purchased from us.

We obtain this data through your direct input, interactions with our systems, and automated technologies used for technical and service purposes. Third parties may also provide us with personal data, subject to their own privacy policies.

4. Cookies: We use cookies (small text files stored on your device) to enhance your experience and analyze Website performance. Our cookie policy outlines the different types of cookies we use, why we use them, and how you can manage your preferences through our Cookie Manager.

5. Retention and Deletion: We keep personal data only for as long as necessary to fulfill the purposes for which it was collected, including legal requirements and tax/audit obligations. Once these purposes are satisfied, we delete or anonymize the data.

6. Security Measures: We take robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data in transit and at rest
  • Secure third-party processing partners who adhere to strict privacy standards
  • Regular security assessments and updates

7. Children’s Privacy: We do not intentionally collect personal data from children under 18 years old.

8. Your Rights (Depending on your location): You may have certain rights regarding your personal data, including:

  • Access: To request access to the personal data we hold about you.
  • Rectification: To correct inaccurate or incomplete information we hold about you.
  • Erasure: To request the deletion of your personal data (subject to legal and ethical considerations).
  • Restriction: To limit the use or processing of your personal data.
  • Portability: To receive a copy of your personal data in a structured, commonly used format.
  • Objection: To object to the processing of your personal data for specific purposes.
  • Non-discrimination: You cannot be discriminated against for exercising your privacy rights.

9. Changes to this Policy: We may update our Privacy Policy from time to time. We will notify you of any significant changes by posting a prominent notice on our Website or through other appropriate communication channels.

10. Contact Us: If you have questions about this policy, please contact us at [Insert Contact Information].